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Monday, October 26, 2009

Save By Comparing Insurance Quotes

Are you one of those Americans who spend an average of $3,500 each year on their home insurance as well as auto insurance payments? Know that you have a range of options to choose from for saving up to $1,000 on your payments.

For instance, there are many tricky but legal ways to reduce insurance payments. Here are some common and tested options:

  • A raised deductible will automatically lower your premium payments. This tip is useful in case you have enough money in your emergency fund to pay the raised deductible, if necessary.
  • For auto insurance, cancel collision insurance if your car is more than 10 years old and is worth less than $1,000.
  • If you have any add-ons products, such as towing insurance, cancel them all as on the whole they’re an additional financial burden to carry.
  • Two common ways to get payment discounts is to take a driver’s safety course initialized by your insurance company and combine your home and auto insurances.

Yet, one of the most efficient ways to save on real estate insurance premiums is to compare insurance quotes.

InsuranceQuotes.us is a free online service that can help you find the best quotes offered by licensed insurance companies to help you save the most money on payments.

Wednesday, October 7, 2009

Virginia Woman Sentenced for Staging Auto Crashes

COURTESY: Associated Press

A Norfolk, Virginia woman will spend seven years in prison for staging auto accidents to collect insurance money.

Teresa R. Gallop was sentenced in federal court Monday.

The 41-year-old had 60 prior felony convictions, including one for manslaughter.

Gallop was convicted earlier this year of staging three car crashes, using children as young as 4 pretending to be victims. Gallop collected about $50,000 in insurance payments.

Prosecutors said Gallop directed her teenage son and his friend to deliberately collide their vehicles, then she and several minor children would climb into one of the vehicles and claim to have suffered injuries during the crash. They say she also altered medical bills before submitting them to insurance companies.

COURTESY: Associated Press

Tuesday, October 6, 2009

Auto Insurance Quotes - a detailed background

Before we start, make known that our goal is to give you as much
valuable facts as we could install onto this aaa auto insurance quotes page.

Getting yourself a spanking new automobile is often a very exciting and memorable experience. Sifting through alternatives of, makes, models, and features is hectic enough to make your head spin, in addition to which there`s the funding and motor vehicle coverage online costs. That being said, being prepared prior to the time you start looking for the car you want to purchase will assist in making the actual purchase transaction quicker and simpler for you!

Ahead of setting out for the automobile dealership, put together a list of what exactly you are seeking to find in a brand new vehicle. As you`re making out the catalog, try figuring out the identical issues a online vehicle insurance organization would evaluate when calculating a cost, for example:

• How do you use your car?
• What number of people do you most often carry in the vehicle?
• How frequently do you need to use your car?
• Which places do you go to when you drive?

These concerns will help you select the best automobile for your needs, while also making it easier to ensure that your online vehicle ins cost isn`t exorbitant.
Make a list of all the components, as well as the preferences that you`re keen on, such as spaciousness, whether you prefer automatic or manual transmission, engine specifications, trunk size, personal safety features, such as airbags, car security system, anti-lock brakes, and other security gadgets. internet automobiles insurance companies often provide discounts when your automobile has all or some of these safeguards, which means you save quite a lot of cash on your total quote.

In addition, check out auto makers` web sites. A whole lot of such sites have special sections that allow you to check the available options to locate your dream automobile - giving you the chance to choose the components that are important to you, while also supplying you with the accurate billing for such optional add-ons. Before committing yourself to a purchase, you would be smart to always account for each and every one of the overheads that are a part of acquiring a new car, including the manufacturer`s suggested retail price (called the sticker price), gasoline, ongoing maintenance and repairs, financing fees, taxes and automobile online insure.

How much you pay for your car has a dramatic impact on your automobiles assurance charge. A luxury car with all cutting edge security features will typically attract higher premiums than a no-frill economy automobile, due in part to the fact that the luxury automobile might cost considerably more to repair, or that kind of automobile is more at the risk of getting stolen.

Apart from looking at what your just-out-of-the-factory vehicle will be able to give you, you additionally ought to carry out a bit of background research. online auto insur premiums depend, to a certain degree, on the cash worth of the vehicle, which, in turn, determines the replacement cost if the car is stolen or a total write-off after being involved in a road mishap. How costly the automobile is to repair - inclusive of what the spares cost as well as labor charges - will tend to influence your auto coverages on line premiums. To add to that, additional charges could apply to cars that`re frequently stolen or often mixed up in fender-benders.

Preceding the time when you absolutely decide on the car, log on to one of the internet`s several on line vehicle online insure quote websites. Online, you will have the opportunity to evaluate auto insurence online charges offered by numerous insurance firms, helping you `bank` your money and your time at the time of acquiring your online car assurance.
If you forget all about it, turn again to the account that has to do with "aaa auto insurance quotes" offered along the course of the research that has been presented before you, which does not lack real life example cases.